Lakhpati Didi Yojana: Recently, a new scheme has been launched by the government, which is called Lakhpati Didi Loan Yojana. In this scheme, a loan of 1 lakh will be given to the women of India, do you need a loan? So today we will get all the information about this loan scheme in this article.
In the February 2025 budget, the government has made a scheme to make 3 crore women millionaires. In which the government offers loans of up to 4 lakhs to women to start their own home business and the interest on the loan in this Lakhpati Didi scheme is also low. This scheme has been implemented to enable women to get employment at their own expense and to give a new height to their industries.
Lakhpati Didi Yojana loan
This scheme has been launched by the Central Government, and the main purpose of this scheme is to make women self-employed and every household become a Lakhpati Didi. Through this scheme, loans are given to all women in India and they can do their own home business by taking the loan. So let us know who gets this loan and how to fill the form, if you want to take a loan through Lakhpati Didi Yojana , then read the article till the end and get all the information.
| Name of the scheme | Lakhpati Didi Yojana |
| Who will benefit? | To all the women of India |
| Objective | Get a loan due to cheap interest rates |
| How to fill out the form | By going to the nearest Anganwadi center |
| Government website | Visit here |
Objective of Lakhpati Didi Yojana
The objective of the Central Government is to provide interest-free financial assistance to women starting self-employment, so that they can become financially strong. Moreover, the objective of this scheme is to provide employment to women, improve their lifestyle, increase their income and make them self-reliant and empowered. Women associated with self-help groups are not only starting their own businesses through the Lakhpati Didi Scheme but are also improving the economic condition of other women. Today, there are about 83 lakh self-help groups in the country, involving more than 90 crore women. The government has launched the Lakhpati Didi Scheme to increase the income of women associated with these self-help groups and to include economically disadvantaged women.
Benefits of Lakhpati Didi Yojana
- The central government has launched the Lakhpati Didi Yojana to make women economically empowered.
- Under this scheme, each woman is given a loan ranging from Rs 1 to 5 lakh so that she can start her own business.
- So far, more than one crore women have become Lakpati Didi.
- Comprehensive financial literacy programs are organized to empower women financially.
- This scheme encourages women to save. Women get sympathy in this.
- Under the Lakhpati Didi Yojana, women get microfinance facilities for small loans.
- The Lakhpati Didi Yojana focuses on vocational training and skill development. In addition, women who want to become entrepreneurs are advised to start their own businesses.
- The aim of this scheme is to encourage women to use digital banking platforms like mobile wallets.
- In this scheme, women get the benefit of affordable insurance coverage, which provides them with financial security. Along with this, their family is also protected.
- Lakhpati Didi Yojana also includes many training programs which give confidence to women.
Lakhpati Didi Yojana Eligibility and Conditions
- To apply under the Lakhpati Didi Scheme, you need to be a citizen of India.
- Women between the ages of 18 and 50 will be able to apply under this scheme.
- Women working in self-help groups will benefit from this scheme.
- The annual income of the female applicant should not exceed three lakhs.
- No member of that family should hold a government position.
Documents required for Lakhpati Didi Yojana
- Aadhar card
- PAN card
- Income certificate
- Proof of address
- Educational certificate
- Bank account
- Passport size photo
- Mobile number
How to apply for Lakhpati Didi Yojana
There are two ways to apply for this scheme. One is you can apply offline and the other way is to apply online and get the loan. So let’s get information about how to get a loan in Lakhpati Didi Yojana offline .
- Visit the Anganwadi Center in your area.
- Now get all the information about this loan from there.
- After that, if you want to take a loan, the bank there will give you a forum about this scheme.
- Fill in all the information as requested in the form.
- Now submit the form and all your documents, which I have mentioned above, to the Anganwadi Center.
- Thus, your form has been filled.
- Now if you are eligible for a loan, then your loan will be approved and the loan amount will be disbursed to your account.
Thus, we have got all the information about how to take a loan from Lakhpati Didi Yojana. And now you can apply from the Anganwadi Center to take advantage of this scheme. There is no portal for this scheme to apply online so you can apply offline by going there. And if you want more information, then I am giving you the link of some government websites below, from there you can get more information.
| Official website | Visit here |
| Government of India website | Visit here |