Pan card loan apply online: At present, you must have been in dire need of money at one time or the other, so everyone wants to get the loan in the shortest possible time and minimum documents are needed for the loan
So in today’s article, we are going to tell you how to get a loan with a pan card, we will tell you the complete process like how to apply for a pan card loan, and what documents you will need.
Which finance companies and online platforms provide you Pancard loan, will give all the information related to how much you can get a Pancard loa
Pan card loan apply online 2024
By the way, the PAN card has become an important document in our life, because this document provides many other types of services ranging from opening a bank account, applying for jobs in government work and private works, and taking loans. helps.
If you want to take any type of loan, then you have to need a PAN card because it gives information about your credit score and
Apart from this, almost all the loan-giving finance companies check the civil score before giving the loan and it is able to decide whether you are eligible to take the loan or not, based on the status of the pen card.
how to take a loan from a pan card
Let us know how you can take a loan sitting at home by doing Digital KYC with the help of a PAN card and surely if you are thinking of taking a loan with PAN CARD then you will not have income proof,
You do not need to panic because it is common, at present most Indians do not have income proof.
Some finance companies or some other online platforms have come up to take loans from Pancard, with which you can easily apply for the loan.
Note: Let me tell you for your information, you cannot apply for a direct loan from Pancard, because to take any type of loan you have to submit your address proof and there is no address proof on Pancard.
Required Documents for Pancard Loan
It is also necessary to have some important documents for taking the Pancard loan, on the basis of which you will be able to apply for the loan.
- Aadhar card
- PAN card
- Address proof
Eligibility / Eligibility to take Pancard loan
To take a loan with a PAN card, you have to fulfill the following criteria, only then you will be able to get the loan. These are as follows.
- Your Credit Score should be good.
- You must have an active band account with Saving Account and IFSC Code.
- A smartphone and internet connection is mandatory to apply for the loan.
- The age of the applicant should be more than 21 years.
- The mobile number should be linked with an Aadhaar card.
Where can I get a Pan Card loan?
Before taking a loan from Pancard, you should know which companies provide this loan to you and how you will be able to apply for this loan. At present, there are many online platforms that provide you with loans only on the basis of KYC documents,
Here we have given the names of some online platforms with the help of which you can activate the loan in less than 5 minutes. This platform is approved by RBI and NBFC which also gives you the facility to transfer money to the bank in a secure way.
Loan Provider App | Amount (Rs) | Tenure | Disbursement Time |
---|---|---|---|
Capital First | 1Lakh | 12Months | 12Hrs |
Stashfin | 5 lakh | 36 | 60Mint |
Money View | 5 lakh | 5Year | 2Hrs |
Early Salary | 2 lakh | 12 Month | 48Hrs |
Smart Coin | 25,000 | 24 Month | 48Hrs |
Lazypay | 1Lakh | 36 Month | 12Hrs |
Packed | 30,000 | 3 Month | 60Mint |
Bajaj Finserv | 5 lakh | 12 Month | 24Hrs |
How to apply for a loan with Pan Card
Now we will tell you the complete process step by step, of how you can take a loan with the help of a PAN card, if you follow these steps then you will definitely get the loan.
Note: With the help of anyone Loan App from the table mentioned above, you will be able to take a personal loan.
Step 1. Install the above loan application from Google Play Store.
Step 2. Sign up with your mobile number and social account.
Step 3. Now upload your KYC documents like your Aadhaar Card PAN Card etc.
Step 4. After this fill in some of your personal details like name, address, address proof, etc.
Step 5. Now you have to fill in your professional details like Company Name, Monthly Salary, Email, etc.
Step 6. If you are eligible for the loan, you will get a credit limit.
Step 7. To credit that loan, you have to enter your Bank Account Details.
Step 8. Now you have to accept the Loan Agreement.
Step 9. After this, you have to set up your account for Auto Debit NACH which you can easily activate by filling in your Debit Card and Net Banking details.
Step 10. As soon as the loan is approved, the loan amount is transferred to your bank account.
Note: In the initial time you get less loan, if you deposit the loan amount on time, then you can get a maximum loan of Rs 5 lakh.
Pancard Se Credit Card Loan Kase Le
At present, many online platforms and banks offer you credit cards, if your civil score is more than 750, then you can easily take a credit card loan, which you can use to meet your personal needs.
For example, for online shopping, for meeting daily expenses, or repaying someone’s loan, you can get it only from Digital KYC documents like Aadhaar Card, or PAN Card. You can activate the credit card loan by completing only a few steps.
Pancard Se Bank Pre-Approved Loan Kase Le
If you want to take a pen card loan from your bank and your account is in a private bank like HDFC Bank, ICICI Bank, Axis Bank, IndusInd Bank, etc. and you maintain a balance in your account, then the bank offers you Pre Approved Loan.
Which you can activate by following some steps from Digital KYC documents like an Aadhaar card, and PAN card.
Which loans can be taken from a PAN card
You can avail of the following loans with the help of a PAN card which is as follows:
- Personal Loan
- Pay Later Loan
- Credit Card Loan
- EMI Loan
- Online Shopping Loan
- Bank Pre-Approved Loan
can we take a loan from a pan card
Yes, you can avail of the loan by uploading income proof in the form of a PAN card. Nowadays some loan applications provide loan amounts from ₹ 3000 to ₹ 500000 only after uploading an Aadhaar card, PAN card, and bank statement.